Your money deserves a steady hand, not a hot tip.
OakPillar Investments helps everyday Indian investors build wealth through Mutual Funds, the National Pension System, Corporate Fixed Deposits, and Insurance, explained simply, followed up personally, and grounded in your actual goals.
AssetPlus is a SEBI-registered mutual fund distribution platform that also facilitates corporate fixed deposits. I assist you as your registered distributor; your money and transactions stay directly between you, the AMC or issuing company, and AssetPlus.
What I help with
ServicesFive ways to build your wealth
Each of these is explained in plain language before you commit to anything, with no jargon, no pressure, and no guaranteed-return promises.
SIP & Lumpsum Investing
Goal-based mutual fund investing through SIPs or lumpsum, matched to your time horizon and risk comfort, not market noise. Across equity, debt, and hybrid funds from 40+ AMCs.
National Pension System
Long-term, tax-efficient retirement planning through NPS, with the account-opening and contribution process handled end to end. Extra ₹50,000 deduction under 80CCD(1B), available under the old tax regime.
Goal-Based Planning
Whether it's your child's education, a home down payment, or early retirement, we map your goals to the right funds and timelines, with regular portfolio check-ins.
Corporate Fixed Deposits
Fixed, predictable returns through Shriram Finance and Mahindra Finance corporate FDs, facilitated via AssetPlus for investors who want stability outside the stock market.
Term and Health Insurance
Term life and health cover facilitated through AssetPlus, so protection planning sits alongside your investments instead of being managed separately.
Corporate Fixed Deposits
For investors who want fixed, predictable returns outside the stock market, I also facilitate corporate fixed deposits with select NBFCs as an appointed distributor.
Shriram Finance Ltd.
Fixed deposits from Shriram Finance, one of India's established NBFCs with a long track record in retail and commercial lending.
Mahindra Finance
Fixed deposits from Mahindra & Mahindra Financial Services, backed by the institutional strength of the Mahindra Group.
Corporate/Company Fixed Deposits are unsecured deposits and, unlike bank fixed deposits, are not insured by the Deposit Insurance and Credit Guarantee Corporation (DICGC). They carry the credit risk of the issuing company and are subject to credit ratings assigned by agencies such as CRISIL, ICRA, or CARE, which may change over time. Please read the deposit scheme document and terms carefully before investing. Anuj Devashrayee facilitates Shriram Finance Ltd. and Mahindra Finance corporate fixed deposits through the AssetPlus platform.
Term and Health Insurance
Protection planning alongside your investments, so a medical emergency or an untimely loss does not undo years of financial progress.
Term Life Insurance
Pure protection cover that secures your family's financial future at an affordable premium, sized to your income and liabilities.
Health Insurance
Individual and family floater health cover to protect your savings from being drawn down by medical expenses.
Insurance is the subject matter of solicitation. Anuj Devashrayee facilitates term and health insurance through the AssetPlus platform under AssetPlus's IRDAI Corporate Agent license. Please read the policy wording, benefits, and exclusions carefully before purchasing.
Three steps and you're not alone
Open your account
Use my AssetPlus link to set up your investor profile, covering KYC, bank details, and preferences, all in one guided flow.
I help you set it up
Not sure which fund or plan fits your goal? Fill the short inquiry form instead, and I'll personally follow up to walk you through it.
Stay in the loop
Join the OakPillar WhatsApp channel for ongoing updates, market context, and reminders. No spam, just what's relevant.
About Anuj Devashrayee
Anuj Devashrayee
- AMFI RegistrationARN 313718
- CertificationNISM Series V-A
- Practice sinceNov 2024
- BackgroundOps & Finance
OakPillar Investments was built after years in operations, accounting support, and project coordination. This work taught me how much people lose by simply not understanding their own paperwork.
I'm an AMFI-registered Mutual Fund Distributor, NISM Series V-A certified, helping everyday investors approach Mutual Funds, NPS, Corporate Fixed Deposits, and Insurance without the jargon that usually gets in the way.
I also write investor education content on Substack and LinkedIn, breaking down AMFI data and market trends into things you can actually use, not just headlines to scroll past.
This isn't about a single transaction. It's about checking in, year after year, so your money keeps doing what you set it out to do.
Why work with me
A few things that shape how I work with every client, from the first conversation onward.
Every Product, One Person
Mutual Funds, NPS, Corporate FDs, and Insurance, all coordinated by one person who already knows your goals, instead of juggling separate agents for each product.
Plain Language, Always
Every recommendation is explained in plain language before you commit to anything, no jargon, no pressure, and no guaranteed-return promises.
Direct WhatsApp Access
Questions, portfolio reviews, and updates go straight to me on WhatsApp, not a call center queue or a chatbot.
Registered & Disclosed
AMFI-registered (ARN 313718), NISM Series V-A certified, with clear regulatory disclosures for every product offered, mutual funds, NPS, FDs, and insurance alike.
Monthly breakdowns, in plain language
I write about AMFI industry data, market trends, and practical money topics on Substack and LinkedIn, for everyday investors, not analysts.
Read my published articles on Substack
New investor-education pieces are published monthly, covering AMFI data, mutual fund trends, and topics relevant to everyday financial decisions in India.
Run the numbers yourself
Use the sliders or type a number directly. All results are illustrative. Actual mutual fund returns vary with market conditions and are not guaranteed.
All calculators are for educational and illustrative purposes only. They do not constitute financial advice, a guarantee of returns, or a recommendation to invest. Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Trusted AMCs on our platform
Distributing mutual funds from all major SEBI-registered AMCs in India through AssetPlus.
Mutual fund investments are subject to market risks. Please read all scheme-related documents carefully before investing.
Tell me about your goals
Share a few basic details below. I'll personally follow up, usually within a day.
- ✓No obligation, no auto-enrollment in anything
- ✓Your details go straight to me, not a call centre
- ✓I'll follow up based on what you actually need
Join Our Community
Stay connected for investor education, market updates and financial guidance, directly on WhatsApp.
OakPillar Insights
Follow the OakPillar channel for bite-sized investor education, monthly AMFI data, and market updates. No spam, unsubscribe anytime.
Follow Channel →Chat with Anuj
Have a question about SIPs, NPS, or which fund fits your goal? Message Anuj directly. Every inquiry gets a personal response.
Chat on WhatsApp →Start Your Journey
Ready to invest? Open your account on AssetPlus in minutes. I will personally guide you through the setup, step by step.
Open Account →Frequently Asked Questions
Answers to common questions about mutual fund investing. Ask Anuj on WhatsApp if you need more.
A SIP (Systematic Investment Plan) lets you invest a fixed amount in a mutual fund every month, starting from as low as Rs 500. Each instalment buys units at the prevailing NAV. Over time, this averages out your purchase cost (Rupee Cost Averaging) and lets compounding work in your favour. SIPs build financial discipline without needing you to time the market.
Mutual fund investments are subject to market risks. Returns are never guaranteed. Your money is invested in market-linked securities whose value fluctuates. However, mutual funds are regulated by SEBI, your money is held in a separate trust (not the AMC's own funds), and all transactions are independently audited. Risk level varies by scheme. Debt funds carry lower risk than equity funds.
Two simple ways: (1) Click "Start Investing on AssetPlus" and complete your KYC and account setup. I am mapped as your distributor automatically. (2) Fill the inquiry form or WhatsApp me directly, and I will personally guide you through the entire process at no extra charge.
Most mutual fund schemes allow SIPs starting from Rs 500 per month. Some schemes allow even lower. You can start small and increase your SIP amount gradually as your income grows. This is called a Step-Up SIP. The most important thing is to start early and stay consistent.
As an AMFI-registered Mutual Fund Distributor, I earn a trailing commission from the Asset Management Company (AMC) on assets you invest. This commission is already built into the fund's Total Expense Ratio (TER) and is NOT an extra charge to you. You pay nothing additional to work with me. The TER is disclosed in the Scheme Information Document (SID) of each fund.
A Mutual Fund Distributor (MFD) like Anuj Devashrayee (ARN: 313718) is registered with AMFI and earns commission from AMCs. A SEBI-Registered Investment Adviser (RIA) charges a fee directly from the client and is prohibited from earning commissions. OakPillar Investments is an MFD, not a SEBI RIA, and does not provide personalised investment advice or portfolio management services.
NPS (National Pension System) is a government-backed, long-term retirement savings scheme regulated by PFRDA. At retirement (age 60), up to 60% of the corpus can be withdrawn tax-free; the remaining 40% must be used to purchase an annuity for monthly pension. NPS is ideal for salaried and self-employed individuals who want tax-efficient retirement planning. Contributions qualify for an additional deduction of Rs 50,000 under Section 80CCD(1B) beyond the standard 80C limit, but this benefit is available only under the old tax regime, not the new tax regime. Please confirm current applicability with a tax professional before deciding.
Yes, most open-ended mutual fund schemes allow redemption at any time. The amount is typically credited to your bank account within 1 to 3 business days. Exceptions: ELSS (tax-saving) funds have a mandatory 3-year lock-in. Some funds may charge an exit load if redeemed within a specified period. This is always disclosed in the scheme document before you invest.
You can log into your AssetPlus account anytime to view your portfolio, current values, and returns. You will also receive a Consolidated Account Statement (CAS) from CAMS or KFintech if there are transactions. Anuj stays in touch via WhatsApp with periodic context, so you are never left wondering about your portfolio.
Anuj Devashrayee is an AMFI-registered Mutual Fund Distributor (ARN: 313718), NISM Series V-A Certified. OakPillar Investments is the operating brand name. All mutual fund transactions go through SEBI-regulated AMCs via the AssetPlus platform. OakPillar Investments is NOT a SEBI-registered Investment Adviser and does not provide personalised investment advice.
Tax depends on fund type and holding period. Equity funds: gains held over 1 year (LTCG) are taxed at 12.5% above Rs 1.25 lakh per year; gains under 1 year (STCG) taxed at 20%. Debt funds purchased after April 2023: gains are added to income and taxed at your slab rate. ELSS has a 3-year lock-in with LTCG treatment. Please consult a qualified tax advisor for your personal situation.
Corporate Fixed Deposits carry the credit risk of the issuing company and, unlike bank fixed deposits, are not insured by DICGC. Their safety depends on the issuer's credit rating (from agencies like CRISIL or ICRA), which can change over time. They suit investors who understand this trade-off in exchange for potentially higher returns than a bank FD. Always read the deposit scheme document before investing.
Yes. I facilitate term life and health insurance through the AssetPlus platform, alongside mutual funds, NPS, and corporate fixed deposits. This lets you plan protection and investments together with one advisor instead of coordinating separately with multiple agents. Insurance is a separate, IRDAI-regulated activity, distinct from mutual fund distribution.
A common starting point is 10 to 15 times your annual income, adjusted for outstanding loans, dependents, and future goals like children's education. The Term Cover Estimator in the calculators section above gives a quick starting estimate, but a proper needs assessment should factor in your full financial picture.
Regulatory Disclosures
Mutual Fund Investments are subject to market risks, read all scheme related documents carefully. Past performance is not indicative of future returns.
Anuj Devashrayee (ARN: 313718, NISM Series V-A Certified) is an AMFI-registered Mutual Fund Distributor operating as OakPillar Investments, and also facilitates Corporate Fixed Deposits (Shriram Finance Ltd. and Mahindra Finance) and Term & Health Insurance, all through the AssetPlus platform. Fixed deposits are unsecured and not covered by DICGC insurance. Insurance is solicited under AssetPlus's IRDAI Corporate Agent license and is a separate, IRDAI-regulated activity distinct from mutual fund distribution.
OakPillar Investments is not a SEBI-registered Investment Adviser (RIA) and does not provide personalized investment advice, portfolio management, or research services. Information on this website is for general educational purposes only.